What is health care insurance leads?
Did you know the average cost of a 3-day hospital stay is $30,000? Or that fixing a broken leg can cost up to $7,500? Having health care insurance leads coverage can help protect you from high, unexpected costs like these. Your health care insurance leads policy or summary of benefits and coverage will show what types of care, treatments, and services your plan covers, including how much the health care insurance leads company will pay for different treatments in different situations
Health care insurance lead is a contract between you and an insurance company. You buy a plan, and the health care insurance lead company agrees to pay part of your medical costs when you get sick or hurt.
There are other important benefits of health insurance. Plans available in the Health Insurance Marketplace (and most other plans) provide free preventive care, like vaccines and check-ups. They also cover some costs for prescription drugs.
Different health care insurance leads policies can offer different benefits, and some can limit which doctors, hospitals, or other providers you can use.
Health care insurance lead plans contract with networks of hospitals, doctors, pharmacies, and health care providers to take care of people in the plan. Depending on the type of policy you buy, your plan might only pay for your care when you get it from a provider in the plan’s network, or you may have to pay a bigger share of the bill.
You might see products that look and sound like health care insurance leads, but don’t give you the same protection as full health care insurance leads. Some policies only cover certain diseases or if you’ve been hurt in an accident. Some only offer you discounts on health services. Don’t mistake insurance-like products for full comprehensive insurance protection.